Investors

Investment Search

In the vast majority of cases, the largest purchase any individual makes is a property. Despite the recent changes in interest rates, they still remain relatively low and property prices still forecast to rise between 6 and 8% over this year, more people are turning to property investment to help grow their savings and offer an alternative to their pension schemes.

In addition, the increase in value of property over the past few years has meant that many people have equity tied up in their current home which can be released to reinvest to maximise capital growth and return.

At Personal Homefinders we pride ourselves that we can search and help buy for our investors properties that will offer good capital growth and regular monthly income to cover any ongoing expenditure. With our heritage and expertise in the management of rented properties, we are ideally placed to be able to recommend good investments for this market to minimise void periods and maximise returns.

In addition, we have developed unique illustration models to forecast not only the initial and ongoing monthly costs, but also the capital appreciation of your assets over a number of years and number of scenarios.

Pdf of investment flier

Property Investment Service

We offer a unique one-stop Property Investment service with our expert team of consultants, surveyors, solicitors and financial advisors. Our investment search covers both residential and commercial properties and we also offer comprehensive Property Management services.

Our aim is to locate and manage the best investment opportunities easily, quickly and cost-effectively to maximise your capital growth.

Our services include:

• A professional and unbiased consultancy service.
• Initial feasibility studies on potential capital growth and income
• Extensive search for suitable property – using residential and commercial agents, developers, architects, press and the internet
• Previewing suitable sites/premises
• Specific feasibility projections on selected properties
• Expert negotiation to obtain the most advantageous purchase price
• Co-ordination of finance, surveyors and solicitors to ensure a successful transaction

Optional additional services are also available, including everything from specialist planning advice, commissioning architects' plans, interior design and furnishings and commercial and residential property management through to eventual property resale.


How Much Do I Need to Invest in Property?
We will initially discuss with you your objectives, timescales and investment needs and develop a tailored analysis, providing an illustration of the cash flow and equity growth of a number of alternative options.

There will be certain initial outlays that you will need to consider;

• Mortgage Arrangement Fees
• Solicitor Fees
• Survey Fees
• Stamp Duty
• Deposit
• Refurbishment
• Furnishings

There will also be ongoing costs to budget for;

• Management Fees
• Maintenance Costs
• Non-rented Periods Between Tenancies (Voids)
• Insurance

These ongoing costs should be allocated for and covered by surplus rent each month and will form part of the initial financial illustrations to ensure all expenses have been budgeted for.

Equity Release

If you are already a homeowner it is likely that you will not need to have any savings to start building up your own property portfolio as property prices have increased rapidly in the past few years. Re-mortgaging your current home is a simple way to release the equity to allow you to reinvest the capital and increase the overall value of your assets. Along with our team of experts, we can help you to find the right product for your needs to release the deposit for a new property and also locate the ideal investment to compliment your current home.

Landlords Living Abroad

We have a great deal of experience in managing property investments for owners who live abroad, when people have wanted to invest their money in the UK. The full investment search service includes locating properties to recommend, liaising with the vendors to negotiate the price, acting as Power of Attorney to locally manage the loan application and also the conveyancing, locating tenants and managing the property rental ongoing. We can also tailor this service to meet the needs of the individual.

Contact Us

To request further information, please register your interest or email us on investments@personal-homefinders.com and we will send you an Investors Pack. Alternatively you can contact the Winchester office to arrange a meeting with Paul Cole to see if Personal Homefinders can help you to become a property investor.

Once you have discussed your needs and objectives, we will be able to pull together a detailed analysis of the investment potential open to you and also advise you on what makes a good investment property.